Practical commentary on the moments that define owner-managed businesses — growth, acquisition, exit, restructuring, and the financial discipline that holds it all together.
The term fractional CFO is used to describe a wide range of things. At one end, it means a part-time CFO helping…
Read article →
Most owner-managed businesses do not make a conscious decision to move from a compliance relationship to an advisory one. They drift into…
Read article →
There is a certain reluctance of business owners to have a difficult conversation with their bank. The instinct is understandable as the…
Read article →
Cash is not always a crisis. But when it becomes the dominant operational metric with every conversation revolving around the bank balance…
Read article →
Most owner-managed businesses have management accounts. Far fewer have management accounts that are actually useful. The difference is not technical. Good management…
Read article →
Most business owners with a KPI dashboard fall into one of two camps. Either they find it genuinely useful and look at…
Read article →
Most business owners preparing for a sale spend significant time getting the business ready and relatively little time understanding what the sale…
Read article →
Almost every conversation I have with a business owner ahead of a sale starts the same way. The books are clean, the…
Read article →
Whilst a number of conversations I have had regarding exit or sale readiness have been positive, there are many business owners who…
Read article →
Most acquisition planning focuses on finding the right deal and completing it. Integration which is the third stage of our Prepare, Acquire,…
Read article →
One of the most common gaps in acquisition planning is funding. Not because business owners do not think about it — they…
Read article →
You have put in an offer, the price is broadly agreed however now the real work starts.
Read article →